Companies in Ohio Offering Full Coverage Auto Insurance

 

It's always advisable to have auto insurance that comes handy in protection against ab accident or in an event whereby one iid involved in an accident. On the other hand when you encounter an accident or your carpanies in Ohio that are offering full coverage Auto insurance. It's always advisable to to have auto insurance that comes handy in protection against an accident or in an event whereby one id involved in an accident. On the other hand when your car is damaged thi insurance can protect you in terms of repairs and costs. The other reason that you should consider having this insurance is, it can cover the cost of losin your car.

Many people get stuck at which insurance cover they should pick for their car. It's always not an easy decision and requires a lot of research for one to pick the right insurance. We have several auto insurance in Ohio that are great to choose from. Below is a list of best auto insurance in Ohio.

American Family Insurance

American Family is one of the best full coverage car insurance to go for when you have a car that you'd like to insure. It has several advantages over other insurance. First they have great discounts that they offer for their customers. They offer airbag discounts and also bundling multiple cars. If you're qualified enough they can give you an anti theft system discount which is a really great offer to go for. The monthly payment for American is around $42 while if you prefer annual payment it goes for about $490. This payment is better than most insurance when you compare them.

Nationwide Insurance

Nationwide is second best option to go for when you're in Ohio and wants something you can manage at a great price which comes with several benefits. For a full coverage insurance it gives financial protection for both damages on the road and while you're off the road. So when considering which option to go for whether full coverage or minimal compare the two with their prices and choose the one that suits you best. A full coverage goes for about $480 while monthly payment is around $41.

GEICO

Geico is a great insurance to go for when you don't want to go through third party. They provide sell policies on their websites making it affordable. Their full coverage insurance policy cost per year goes for about $645. While if you want the monthly payment you'll have to pay around $56. Geico has a special offer for students who haves scored great grades. They offer discounts to these students. If you happen to finish the defensive driving course and you'd love some discounts then go for Geico, they'll offer you a great discount.

Erie

Erie is the best full coverage autoauto insurance in Ohio when it comes to young drivers as well as those drivers with previous violations. It offers policies at a reasonable price. If you're looking for a full coverage with them the price goes for $$596 while monthly payment plan is around $50.

Grange Insurance

It's one of the cheapest auto insurance cover that offers a minimum coverage cost of $272 per year. For those who wants a monthly payment it goes for about $24 only. Their full coverage is $586 per year and their monthly pay is $44. Apart from these great offers Grange Insurance offers great discounts for young applicants who have been added to the existing insurance policy will benefit for renewal discounts.

If you're a divorced you have the opportunity to apply for begining discounts with Grange Insurance. These discounts outstands most auto insurance and it's the reason you should go for it.

Cincinnati Insurance

Cincinnati is another great insurance in Ohio. They offers coverage like trip interruption and lock replacement which makes them a great deal to choose from because this offers are rare and other insurance hardly provides this

For their price, they offer a full coverage policy at around $835 annually and $72 monthly. For minimum coverage it goes for $387 per year while monthly it goes for $32.

Westfield

Westfield is another cheap full coverage auto insurance to go for when looking for an insurance that covers young drivers in your family members. They have an outstanding collision claim procedure. It has great services and their cost is fair. For a full coverage policy annually Westfield offers $910 and monthly payment goes for $77. For a minimum cover Westfield offers a payment plan for yearly at $333 while monthly payment goes for $29.

This is a great insurance if you're looking for a good collision claim. Experts recommend this insurance it stands out from the rest when in comes to collision claims.

Travelers insurance is known for its great discounts for new and hybrid vehicles also it provide unique discounts for homeowners.

They are very popular and known to provide services to around 30 States. Travelers provides add-on coverage like roadside assistance, gap insurance and even accident forgiveness

Their annual full coverage car insurance goes for $850 and monthly it's $70. The minimum coverage payment plan is around $391 per year while monthly it is around $32.

State Farm

State Farm is one of the largest insurance providing it's services accross the United States. They cover around 33 States. Not only that but they are also the best homeowners insurance company covering 39 States.

They have great discounts such as driver training discount, good driver discount, passive restraint discount and also good student discount. Per year for a full coverage policy it goes for around $1,044. And for those who would like minimum coverage policy you would pay around $415.

Auto-Owners Insurance Co

The last but not least is the Auto-Owners Insurance. It has a great add-on offers which increases your protection costs such as accident away from home. Other great discounts includes driver monitoring services and for good students.

For the price it's slightly higher than the rest with annual  full coverage insurance at around $1,150. For monthly payment it goes for about $96. Besides being slightly expensive it is considered a great insurance with great offers.

These are far the best 10 auto insurance in Ohio. From the lists above it can help you choose the best auto insurance that you prefer for your vehicle. 

Stacked and Unstacked Auto Insurance

 There are two types of auto insurance which are stacked auto insurance and unstacked auto insurance. When it comes to stacked auto insurance it has certain benefits while unstacked auto insurance does not give certain benefits. There are several difference between stacked and unstacked auto insurance. Let us see below their differences.

Stacked insurance covers both physical coverage limit of uninsured and underinsured auto coverage. This insurance applies to uninsured and underinsured based on respective policies.

Stacked insurance has privileges because when you're involved in an accident when you're covered under uninsured and underinsured you are likely to obtain a higher liability. This means you're spent very little expense when you stack insurance. This auto insurasnce is combining coverage limits for several vehicles.

So what is a coverage limit? A coverage limit is the maximum amount of money your insurance company pays for a claim. So, when you're in an accident under uninsured and underinsured stacking insurance will provide more protection.

Stacking insurance has some drawbacks it is more expensive than unstacked auto insurance. It is also not always permitted by state law. Stacked insurance also offers a higher payout therefore it is a wise choice to go for it especially if you reside in a state with a high rate of uninsured drivers.

Dfference between stacked and unstacked auto insurance

There are difference between stacked and unstacked auto insurance, let's begin with stacked insurance.

in the context of auto insurance when we say uninsured motorist coverage it means combining the limits offered by various insured vehicles.

When your name is under one with several vehicles policy it increases your coverage when in stacking insurance. It is therefore advisable to stack coverage limits of two cars under one policy. Another advantage is that when your name is on another family member's policy you can get an added coverage from this.

Unstacked Insurance

Unlike stacked insurance, unstacked insurance has some limitations when it comes to the useof bodily injury coverage provided by an uninsured motorist to the bodily injury limits of the involved vehicle.

Thefore when you only have unstacked insurance you protection policy is Hugh as that if the vehicle's limits.

There are two types of auto insurance stacking. these are Vertical stacking and horizontal stacking.

Let's look at these two.

Vertical Stacking

Vertical stacking aksi known as intra-policy stacking insurance is combining coverage for two or more vehicles insured under the same policy.

Horizontal Stacking

Is also known as inter-policy stacking. This is whereby you can combine protection for several vehicles covered by various policies. This falls into fraud category when the same claim is presented to two different insurers. Usually only policies under a single company are normally allowed to be stacked.

Let's look at it in a broad way, your name is listed in a family member's policy with $20,000 coverage and at the same time your coverage limit for uninsured motorist bodily injury coverage from your auto policy is $35,000. When you're involved in an accident with uninsured driver you combine thisteo coverage and get $55,000 instead of one payment.

What Is The Process of Stacking?

Different States have different rules when it comes to stacking. It is always advisable to check the rules of state in terms of stacking.

There are states that may permit stacking while others prohibit it. You can stack your insurance on either a single auto insurance policy which can cover for several vehicles. Or you can stack your insurance across various auto policies in your name.

What are the Coverage for Both the Uninsured and Underinsured Drivers?

In the event whereby you are involved in an accident with someone who is not covered by any insurance, uninsured motorist coverage will assist in coverings

for your costs. Wheres when the driver at the wrong is unable to cover your liabilities underinsured motorist coverage covers your costs.

Both uninsured and underinsured will cover for medical cost if you're involved in an accident with aduver who is not covered by the insurance company. Also depending on the rules of different states when in an accident with uninsured driver and there are damages of property, underinsured and uninsured property  damag coverages will help in payment of repairs. Always bare in mind that stacking only applies to coverages of bodily injury.

Advantages and Disadvantages of Stacked Insurance

Just like any other thing, stacking insurance has it's ups and downs. First, let's begin with the pros of stacking

Car accident related costs can be sometimes really expensive, with stacking your protection costs can be increased.

You can be able to combine several vehicles and pay less because of this.

Advantages and Disadvantages of Unstacked Insurance

When you're in unstacked premium the cost is less expensive than stacked insurance because when one adds additional insurance policies it raises the limit. With this type of insurance when involved in an accident, you might be required to pay for more than stacked insurance.

With these few remarks you can now understand what's best for you when you want to choose between unstacked and stacked insurance. 

Ways to Save on Auto Insurance

Insurance costs can sometimes be overwhelming considering there are bills too that one has to make on a monthly basis. It is important to cut down on insurance costs really well without choosing the wrong or inadequate coverage for your vehicle. I have outlined here several ways in which you can cut down the insurance costs and save up some money for other bills.

Make an increase in the Deductibles

What are deductibles? This is the amount you have to pay out of pocket before the insurance company pays the remaining amount. With a high deductible the premium tends to be lower this will help you pay less premiums monthly. This way you'll reduce the heavy monthly premium costs and still enjoy the coverage policy  of your choice.

There are a few things to consider before deciding how much you want to pay for a higher deductibles.

First, model of your car whether it's expensive or not. If your. ehicle is an expensive model then expect to pay more on premiums You cannot invest alot on a cheap car therefore make the right decision. The amount of money you can afford without straining your other financial needs.

Go for Discounts if the Insurance Company has Offers

Before deciding which insurance cover to go for do a thorough research on different insurance companies and what they offer plus the amount they pay for their insurance. This will help you narrow down on the best insurance to go that has great offers which you can utilize and save more on costs. Let's look at the different discounts that most insurance companies have that can come in handy when you need to cut down on the monthly costs.

Some insurance companies offer discounts for signing up online. You can utilize this opportunity if you fnd it best for you. There are a few insurance companies that offer bundling discounts, this involves multiple cars under one coverage. You can also combine your home insurance with your auto insurance this can save up costs. Members of the military who have also have an advantage of lower costs when it comes to insurance.

Discounts can help you cut costs immersly so if there are any available discounts go for it and utilize that offer, in the long run you will have saved alot.

Work on your Credit Score

A good credit score goes a long way when determining how much your insurance will cost. Some insurance company always perform a credit check to the customers as a risk assessment test. People withlow credit score always pay high premiums thsn those with a good credit score. This is to ensure that you make your payments on time and avoid defaulting.

Some insurance companies do not want to have customers who have a bad history of defaulting and therefore they set strict rules on their auto policies.

However there are ways in which you can slowly raise your credit score. First make sure your monthly bills are always on time without delays. Second you will have to lower your credit utilization to help with raiding a good credit score. With time your score will eventually be at a good  place and the discounts will come in.

Maintain a Good Driving Record

Maintaining a good driving record is important since most insurance companies always checks on this record to know the type of a driver very tou are and how prone to risk you are. This way they will gauge th cost to charge you according to your driving record.

A bad driving record will lead to higher premiums compared to a good driving record. Also when you are on the roads being careful saves a lot of unnecessary costs like speeding tickets which could be avoided.  Not only that but overall you can avoid accidentd too and save lives.

Enrollment in Driving Programs

Driving programs helps a lot first it helps new or bad drivers perfect their skills in driving. Second there are some insurance companies that lias with this training centres to provide discounts to students and drivers who are on these programs.

Check for this programs as it will be a great help to save on some cash through the insurance coverage.

Maximize on Flexible Payment Options

Different insurance companies offer payment plans for their clients to choose from. It's always advisable to go for a premium payment that you can manage and feel comfortable with. Most of this companies offer annual and biannually payment plans. This comes with great discounts.

Check out for the best premiums that you're flexible and comfortable in paying and in the long run you will save a lot.

Another way to save on costs is autopay, where the money is automatically withdrawn w ety month for your vehicle payment. The insurance company offers a great discount to this method of payment.

Conclusion

Auto insurance is important for every vehicle owner to obtain this is because money is not easy to come by especially when an expected accident occurs. The expense can be massive which includes car repairs hospital bills and even property damages.

It's always crucial to have an auto cover for your vehicle whether you'll go for a minimum coverage policy or a full coverage insurance policy.

With these few remarks to consider you can now have ideas on how toda e and cut down costs on your insurance premiums. Hope you find this article for your payment journey.

Choosing The Right Employees For A Successful Business

The success of a business depends on a lot of things but most of them all are the employees working for that company. They play a major role in making the business successful. In every business the employees and the business manager who runs the company plays a major role in making the business successful. In order to have a successful business you need the right employers for your company. There are a few things to consider when hiring your employees and how to treat them in the work place in order for them to show dedication in the business.

Here are a few tips on how to manage your employees and how to turn them into passionate workers.

Treat Your Employees Right

Employees have different positions in their workplace. Respect each person and treat them right despite each and every persons rank at the work place. This way they will feel appreciated and it will give them the urge to work even smarter to achieve a certain rank in the business, hence boosting the business.

When business booms give them bonus as an appreciation

Bonuses are always meant to create a good competition in the team of employees. It’s a wise thing to have bonuses to encourage employees to work harder and provide efficient work. Many companies have bonuses which helps in maintain the efficiency of work delivered. 

Every Year Award

A lot of successful businesses have in place an award given to the best employee who was dedicated all year round. This token encourages a positive competition in the work place hence a successful business.

Look for the Right Employees when Hiring.

When it comes to hiring an employee it’s not all about paper work only. But do consider great personality, self driven passionate person for certain positions. Many people have all the papers required for the job but not all of them are passionate about the job they want but are only after the money if you hire someone who loves what they do, they will produce excellent results.

Take Your Employees to Business Workshops and Seminars.

Seminar and workshops are great platforms to train your employees on their field of work and help them increase skills in their jobs. There are yearly seminars that offer short trainings, encourage them to attend to boost their skills.

Encourage Your Employees to Add more Training in Their Field of Work.

After years of employment, it is good to encourage your employee to add more training through online universities and side classes to sharpen their skills as this will help them have a higher rank in the work place.

Conclusion

Employees play a huge role in the success of the business. When you create a good atmosphere with your employees by having a good and healthy relationship with them, the business can take another level. Always look out for your employees, and when there's a misunderstanding at the work play resolve the issue wisely without making your employees feel despised.

Every business has it's own ups and down but with the right decisions from both the employees and the directors the business can be successful.

 

 

Tips For a Successful Interview for F-1 and J-1 Visas

Getting a Visa is not a walk in the pack. A lot of people get disappointed after a lot of procedure then the final stage of visa application turns out to be a disappointment, not to mention the expense incurred for the whole process to acquire an interview. In order to increase your chances of being approved fir a visa there a strategies to follow and the information you give out at the interview.

There are mistakes that you should avoid while at the interview which most people do and that’s why they are denied visa yet their documents are in proper order. I have highlighted a few tips below that are intended to help you prepare for your visa interview at the U.S. Embassy. These tips will increase your chances of being granted a visa if you follow them.

1. The ties you have back at home: Under the United States law, it states that all applicants for non-immigrant visas from a different country are viewed as intending immigrants until they can be able to convince the consular officer that they are not. You must therefore with valid reasons be able to prove that you have reasons for returning to your home country after the intended period that are stronger than those reasons for remaining in the United States.

This means that being granted a visa they'll need to be convinced that after your visit period you will want to come back to your country for something important other than staying at the United States of America.

Ties to your home country, these are the things that bind you to your homeland it come be even at your current place of residence (i.e., job, property, your family, financial prospects that you own or will inherit, investments, et cetra).

If you are a prospective student, the interviewing officer may likely ask bout your specific intentions after completion and your plans of future employment, where you’d prefer to work, your family. Other query they may ask is relationships, your educational objectives, your whole long-term range plans, and career prospects in your home country. Here, it is important to show them that you intent to return back to your home country and either create employment for the betterment if your country or get a job and make positive developments in your community.

In family relationships you mat even say you intent to get back and plan a wedding for you and your spouse.

Each person's situation is different, and their experience at the interview is also very different. How you view the interview process how prepared you are to face the person to interview you, depend solely on you. Always be prepared a day before the interview and put all your documents in order. In short show the interviewee that you are confident in what you say and you’re with your supporting documents everything should go well. Of course, there is nothing much you can do afterwards it will all depend on the person doing the interview whether they will give you a pass or no.

2. Let the Officer Know You’re Very Fluent In English: Anticipate that the interview will be conducted in English and not in your native language. This will show the interviewee that you can communicate well while at the United States and not struggle your way while there. This will increase your chances of getting a visa. One suggestion is to practice English conversation with a native speaker before the interview. 

This will help ease the interview process. Instead of pardoning the interviewee each time and making him lose patients with you. If you are coming to the United States solely to study intensive English language, be prepared to explain how English will be useful for you in your home country.

Explain to the interviewee how you plan to teach English in your own country to help the community interact with this national language.

3. Speak for Yourself: Many people make the mistake of tagging a family with them to the interview not only that, but during the interview the family member help you answer some questions. This is a huge turn off. It shows that you cannot prove yourself well and that you won’t be able to make it alone while in the US. 

It's always advised not bring the parents or family members with you to your interview. The consular officer conducting your interview wants to interview you, not your family.

A negative impression is created if you are not prepared to speak on your own. If you are a minor applying for a high school program or equivalent and need your parents there in case there are questions, for example, about how you will be funding yourself while in the United States, this is where you will bring in your parents or guardian. In case you tag them along to the embassy is, they are should wait in the waiting room while you're being interviewed.

4. Understand the Program: While applying for the visa makes sure you understand the program that you're going to study for. Make a lot of research for it. Look for career guides online; see the opportunities that are going to be for you after completion. The consular will ask you several questions just to know if you understand what you're going to do.

Show that you have extensive knowledge and confident about what you're going to do. This will help raise your chances of being given a visa. Instead of mumbling when asked few these things about the program you're going to do.

Conclusion                                                                                                                             

These are few basics that you should dwell on practicing before the interview day. Overall be confident. Confidence speaks volumes. With these tips you're good for the interview. Don't be too hard on yourself when you get a pink denial note at the counter. This may not be your luck this time round. Always be positive and probably the next time you apply you will be sure of getting it. Good luck with the interview.

2023 Successful Business Ideas

The world is quickly transforming and a lot of people are venturing into business. There are many businesses opportunity which one can venture into.

Before embarking on a business you need to do a lot. This is because the success of your business depends on various things such:

The Location Where You Intent To Run Your Business

The location of the business matters because it will determine which type of business you will start.

Plan Around Your Desired Place for the Business

The position of the area where you want to start a business is also very important as it will determine the size of your business.

Capital

How much capital that you will require for the business is also very important. You need to have enough capital to start and maintain the business until it stabilizes. With these few remarks you can now look at the types of business that have a potential success in 2023. And how to start and manage them. Here are a few business ideas to consider and choose from.

Travel

The hospitality industry is fast growing and with the modern technology hotel business is booming. We have seen alot of hotels becoming siccessful within a short period of time. You can start a travelling agency as many people love travelling and can link up with different airlines to book tickets for clients who are busy to process the travelling plans.

 

Hotel

You can never go wrong with this business. Food is every day necessity making hotels a real deal when it comes to ru ning a successful business. With a great chef and dedicated emoloyess a hotel business can really prosper. It's a business that is booming because a lot of people prefer eating out and take aways. Especially during the fall aloy of people prefer hoteks spending more time with families doing lunch, breakfast and dinners. There is a huge competition in the hotel industry but there is still opportunity to start the business as the demand is still high in that sector. That being said you can consider this business idea if your passion is food.

Cleaning services

Cleaning services is an all round year business. The demand is high every season and the market is not yet saturated. Build a good team of workers and invest on cleaning machines. Identify your custoers and with tine this business can be really profitable. Large companies require cleaning services from a well versed company. In 2023 a lot of businesses are still opening doors and this means more opportunity in the cleaning services company. 

Event planner

If you're looking at a business that's seasonal then this is a good business to start. It has a lot of profits and its very flexible seems you can choose who to work with and set your own price. During high peak when a lot of people are having events this business can earn you a very descent money.

Daycare

Before you venture into daycare as your business, you need to consider a few thing first. The strategic location where you want to setup your business. Safety of the kids, facilities required to open up an establishment to run your business. This type of business needs a well trained person and good authorized document to start it. It pays a lot of money and the market is not yet saturated. Parents are working a lot and most of them require places where they can leave their kids to while they are away. It is a good business in 2023.

Conclusion

Identifying the type of business you want to start can be hard. Do a lot of research and choose something that you're passionate about.

This will give you the drive to do what you love doing and working extra hard in it to prosper.

 

Work As a Caregiver In Canada

 A Caregiver jobs has a high demand in Canada. A lot of agencies are recruiting caregivers to work in their firm by taking care of the elderly. Caregiver job is one of the top jobs that have opportunities all year round for both the local people and international applicants. With this job, different companies have different requirements when it comes to hiring workers.

From time to time there are opportunities for recruiting new applicants. Before sending in your application review the job, company requirements and whether you meet those listed. This way it will save you time to narrow down your search and apply for a job that you would be in a better position to be selected. 

A lot of people are searching for jobs in Canada with very few getting the jobs. This is is because most application dates have either expired or they are not hiring foreigners. With a lot of research I went ahead and did some research and herr are a few job openings for you.

Below is a company currently hiring a caregiver in Canada:

Our company is hiring a caregiver

The requirements vary with the agency or the family hiring through that agency. For this job we have listed the requirements that you need to have to qualify for this job.

The applicant must be fluent in English language. If you can speak French, that's an added advantage.

The applicant should have atleast  high school diploma or equivalent to qualify for this job.

Prior experience in care giving will be considered not a must but is an added advantage.

Must undergo a security scrutiny as the applicant will be fully responsible for taking care of the elderly and their home.

Must have a driver's licence as they will be driving frequently doing errants. The family will provide a car.

The job is a full time job, the selected candidate will be hosted by the family as they'll be needed to be available most times.

Responsibilities of the applicant

The applicant will be taking the following roles in their day to day routine.

Prepare light meals for the elderly on a day to day basis and help in feeding them.

Do light task in the house such as taking out trash and  doing utensils.

Keep the sorrounding area clean for the elderly to stay in a germs free environment.

Clean after the elderly, help them move around and create a condusive environment by being friendly and kind to them.

Go to the groceries to get fresh vegetables so driver's licence plays an important role here.

We do consider candidates from all over the world. If you're applying from a different country kindly ensure that you're a holder of a valid passport. . 

Send in your application, the family may consider to cater for your travelling plans and deductions will be made once you begin work. If this job fits you kindly send your application through the below email before 23rd of July.

Shortlisted candidates will be contacted via email.

The benefits that comes with this hob are as follows.

·        There are times when the family will require you to work overtime but it will come with a bonus for the extra hours.

·        Most weekends  will be free since the family considers it as family days and they will be around to take care of their family.

·        Free medical services.

·        Opportunity to learn Canadian language.

Conclusion

If you do not meet the above requirements for this job there are other opportunities open for application. View  the below job if you meet their requirement and hit the requirement button. Good luck in your application.

Green Card Requirements And Application Process

Green Card Application the American Dream

Introduction

Many people aspire to visit, work and stay in the United States America. It's one of the powerful nations in the world not to mention the dollar rate rising everyday. There are many job opportunities in America and better facilities that most developimg countries only dream of. 

So many things are said about America for those who haven't stopped in that country. For this reason the American people have created an opportunity for lucky people to fulfill their dreams in America. Each year 55,0000 people get a green card lottery.

What's a Green Card?

For those who did not know, a green card as the name states is a US permit that enables the selected few to live and work in America without having to struggle to apply for a work permit. The winners have the freedom to live, work, travel to different parts of America, In short it's a citizenship granted to you by the American government.

Who's Eligible for a Green Card?

 Anyone who's not an American citizen can apply for a green card except a few selected countries, who has attained a high school diploma or its equivalent.

The requirements needed to apply for a green card are:

-A passport photo

-National ID and

-birth certificate

-A high school certificate or equivalent.

With these few insights of what a green card is and what's needed, we will now discuss the dates for the next available application.

Every year in early October to end of September, American green card application portal is opened for people to apply. The process is simply but requires a lot of care to provide accurate information as possible. The passport photo that is needed has a set of specific measurements that are required and background colour. The dimensions are always given on the portal for the applicants to follow. 

These are very important details on the photo that'll booast your luck in being selected. Failure to adhere to these can give you an automatic disqualification.

The size of the photo should not exceed 600 pixel.

The background should be white.

The photo needs to be up-to-date taken less than six months. You may be wondering if they'll know when a photo is taken. Yes, the machine is able to detect when a photo was taken. So be sure to take a recent one to use in your application.

Little to no makeup. It's also very important, as they are trying to maintain your nature. Too much makeup can conceal your true identity and make it difficult to know the applicants real face or complexion.

Passport

Passport was a must during the previous years but last year they ruled out that people can apply without passport in the last application process. This year's application we're still waiting to see if passport will be included as a must have. But it's better to secure your passport early as you wait for October to avoid last minute rush and disappointments..

National  ID

You need to have your national ID as part of the application to determine which country you're applying from

Birth Certificate

Birth certificate is also mandatory in this process to know where you were born in. Here you'll need to have your birth certificate and those of your parents or either one of them

A high school diploma or it's equivalent.

The minimum level of education is the high school diploma or its equivalent. Anything below that disqualifies you to make the application process. All applicants who do not reach this level are not considered for this lottery and can opt for other methods to work and live in the US. I have listed several ways below.

These are the major requirements for applying for a green card every year when the portal is opened.

The Green Card Lottery Selection Process

After the applicants have delivered their application, the selection process is scheduled to take place which is done manually by a panel of experts then finalised by the computer. Here is the process on how the lottery takes place:

The first round is done manually by a team of experts. They go through the documents and pull out applicants with wrong photo, this include wrong pixel, specifications, wrong background colour too much makeup, unclear or blurry photos. Always take your passport photo with a professional photographer who understands the requirement of green card application as this plays a very important role in your winning process.

Those that did not deliver all documents are also pulled out. There are applicants who leave behind important documents hoping to be picked as they look for their documents.

They check up for double application and disqualifies the applicants who brokering this important rule. Never apply twice as a person. If you're married, your partner should apply separately to increase your chances of winning.

After this first selection process is done. By this time half the applicants have been pulled out and the remaining half proceeds to the next stage  The remaining selection will go through a machine. This is now the real lottery where the machine gets to decide who wins and who loses. Here it's pure luck that you get the opportunity to be amongst the winners.

In the beginning of May the following year the green card portal is opened again this time round the results of the selection is posted. You can use the previous application code that was given to you to open your portal for the results. For those who have been selected, this does not mean you can now have a direct entry to the US. There is still a long and very tiresome process that involves money to follow in oder to make it to the US.

Here the documents you produce and the details you give out should be in line with what you filled in when you did your first application process. Any mistakes or misinformation can lead to visa denial.

To find out what's the next procedure to follow after winning the green card, and the documents required for visa processing, read my post on via requirement and procedure after winning the green card lottery

Conclusion

Green card lottery is one of the easiest esys to secure the opportunity to live in the US. A lot of people have been able to make it to the US through the green card lottery. Never lose hope in applying for it. Luck can come in anytime.

For those who did not qualify for green card. It's not the end of the road. There are many different ways to make it to the US. In my next post I have categorically listed them down here for you to choose which one works best for you.